Industry
1. ‘Change skimming’ Many banking apps can help you skim your payments by rounding up your transactions. For example, if you spend £3.75, £4 is debited from your account with 25p being added to your savings account 2. No spend challenge Avoid buying anything you don’t NEED (takeaways, clothes, days out, etc.). Instead, only pay for things […]
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This week I offered some of my top-tips for practical ways to save money. Today I would like to discuss the importance of savings and part of my role within the savings team at Harpenden Building Society. The importance of saving The cost-of-living crisis is showing little sign of slowing down. In modern times, things […]
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Savings are a crucial part of money management. Whether it’s putting money aside for a particular purchase in mind, or building up a rainy day pot for something unexpected. Research gathered by www.money.co.uk looks at the most recent UK savings statistics, to include topics such as people’s average savings in the UK, as well as demographic breakdown […]
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Lets start thinking about saving! In association with The Building Societies Association, we are supporting UK Savings Week which takes place between 18th-24th September 2023. UK Savings Week aims to get people engaged with saving, whether they are already savers; have no savings but could save a little; or are unable to save right now but […]
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Download the article – Older properties can make the perfect UK holiday let New opportunities for brokers A modern buy-to-let property fulfilling the needs of a wide variety of tenants is an obvious property choice for landlords but what other accommodation is popular with investors and mortgage brokers servicing this market? Shortage of stock Contemporary, […]
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The below accounts will be changing from Wednesday 13th September as follows: Account name Current rate Gross PA / AER%* Variable New rate Gross PA / AER%* Variable 45 Days’ Notice (Issue 1) 4.15% 4.40% **Triple Access (3 or less withdrawals per annum) 3.95% 4.15% **Triple Access Cash ISA (3 or less withdrawals per annum) […]
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Our Mortgages – Standard Variable Rate increases from 13th September We are changing our Standard Variable Rate from 7.79% to 8.04% from 13th September 2023 for new applications, and 1st October for existing customers. We will be contacting all affected customers to advise of the change and what it means to them. Increases to our […]
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Download the article – How will climate change affect UK holiday let investment? The wild-fires and intense temperatures impacting holiday destinations in the Mediterranean have created a worrying situation. If expert predictions are correct, climate change, the root cause of these issues, will affect future holiday planning and create extra demand for holiday accommodation in […]
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Our Mortgages – Standard Variable Rate increases from 11th August We are changing our Standard Variable Rate from 7.29% to 7.79% from 11th August 2023 for new applications, and 1st September for existing customers. We will be contacting all affected customers to advise of the change and what it means to them. Increases to our […]
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The below accounts will be changing from Tuesday 11th July as follows: Account name Current rate Gross PA / AER%* Variable New rate Gross PA / AER%* Variable Online Instant Access (Issue 1) 3.84% 4.20% 45 Days’ Notice (Issue 1) 3.80% 4.15% Triple Access (3 or less withdrawals per annum) 3.75% 3.95% **Triple Access (4 […]
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