Our Insights

by Graeme Aitken, Business Development Manager, Harpenden Building Society Download the article as a PDF – Self Build….The choice is yours Self-build, the choice is yours For recent generations ‘choice’ has become far more commonplace. Whether it’s a small everyday purchase or a big lifestyle acquisition, there are now numerous options. When it comes to […]

by Jacqui Turner, BDM Northern Region, Harpenden Building Society Download the article as a PDF – Sunny outlook for holiday let investors Sunny outlook for holiday let investors The summer of 2021 is proving to be a buoyant time for the UK holiday industry. Chances are you will have enjoyed a ‘staycation’ holiday yourself this […]

by Jacqui Turner, BDM Northern Region, Harpenden Building Society Much to the relief of students, parents and teachers all across the country, the school holidays are here! Due to the ongoing travel restrictions however, families aren’t jetting off overseas as they might have done pre-Covid but opting to take time off in more traditional locations […]

by Craig Middleton – Mortgage Sales and Distribution Manager, Harpenden Building Society As we navigate new ways of living through these Covid times, there’s lots for lenders, mortgage brokers and their customers to consider. We’re in a very different world compared to just a couple of years ago, so what’s changed when it comes to […]

by Jean Errington, Business Development Manager, Harpenden Building Society Despite the general downward trend in global Covid-19 cases, many countries are still reporting a rise in numbers.* The ability to travel, as dictated by the UK government’s traffic light system, is therefore subject to severe restrictions and change at any time. As a result holidaying […]

by Jean Errington, Business Development Manager, Harpenden Building Society Life may be returning to some level of normality in the UK but with high levels of Covid infection still seen around the world, holiday options overseas remain limited. Such restrictions have boosted the popularity of the ‘staycation’ break, fuelling the holiday let market and the […]

According to the Office for National Statistics, there were more than 5 million self-employed people in the UK by the end of 2019. This represented 15.3% of total UK employment – a notable increase from 3.2 million in 2000. Then came the coronavirus. While it is likely the rates of self-employment would have continued to […]

Mortgage technology expert Mortgage Brain has extended its partnership with Harpenden Building Society, taking on the provision of our criteria pages on our intermediary-facing website. The pages break down our lending criteria for both our residential and buy-to-let product ranges, and includes dozens of different criteria, ranging from the age of the borrower at application […]

Many lenders and brokers are missing out on opportunities for those who want to borrow money into the later years of their life. Research from the Office of National Statistics states that the average median age of residents within UK local authorities is projected to increase between 2018 and 2043. The effects of Covid-19 have […]

by Jean Errington, Business Development Manager, Harpenden Building Society So have you booked your summer holiday yet? With a sense of relief, UK holiday restrictions are beginning to lift (from April 12) and that much needed break looks increasingly likely for many, boosting the domestic holiday let market. What will the options be? As widely […]